Jet skiing is an exhilarating way to enjoy Florida’s waterways, but accidents can result in serious harm and financial loss. The safety equipment you choose to wear—or neglect—can significantly influence the outcome of an injury claim. Both Florida statutes and insurance companies closely examine the use of safety gear when assessing liability and compensation.
Wearing a life jacket matters
Florida mandates the use of U.S. Coast Guard-approved life jackets for anyone operating or riding a personal watercraft. If you were not wearing one during an accident, your claim may weaken. Insurers and defense attorneys often argue that a life jacket could have minimized your injuries, potentially reducing your compensation or increasing your share of fault.
Use of a safety lanyard can affect fault
Jet skis are equipped with safety lanyards, also known as kill switches, that attach to the driver and automatically shut off the engine if the operator falls off. Failing to use this device can lead to the watercraft continuing to move, causing further injury or damage. This oversight may be interpreted as negligent behavior and could diminish the strength of your claim.
Eye and foot protection show care
While not legally required, goggles and water shoes demonstrate proactive safety behavior. Eye protection can prevent vision impairment from water spray or debris, and foot coverings help avoid cuts and burns. Using these items reflects a level of personal responsibility that can bolster your argument if another party’s negligence led to the crash.
Employing appropriate safety equipment shows that you took reasonable precautions. This not only supports your credibility but also reduces the likelihood that blame will be redirected toward you. Legal and insurance evaluations often consider these details when determining settlement amounts.