Many people in Florida rely on motorcycles for regular transportation. Quite a few people also use motorcycles for recreational purposes. While those who ride motorcycles typically have more training and skill than the average motorist, they are still at increased risk for severe consequences following a collision with a larger motor vehicle.
It can be difficult for individuals to appropriately handle the aftermath of a motorcycle collision without advance preparation, particularly if they get hurt.
Motorcycle riders often need medical care
It is quite common for emergency medical treatment to be necessary for an accident victim in the wake of a motorcycle crash. If the person in the larger vehicle caused the crash, then the motorcycle rider could potentially pursue an insurance claim to cover their related medical bills.
However, there may be a few challenges involved in this process. First of all, Florida does not require insurance from motorcyclists. Even if they have a policy, it will not have the no-fault personal injury protection (PIP) most drivers with larger vehicles enjoy to cover medical expenses and lost wages.
Of course, the other driver should still have liability coverage that will apply, but they may not have enough given the severity of injuries likely after a motorcycle collision. Often, motorcycle collisions result in major physical injuries that come with hospital bills and lost earning potential.
Motorcycle riders may need to take the driver at fault for the crash to civil court, as insurance may not be nearly enough to cover their expenses.
Bikes and gear may require replacement
After a collision, someone’s motorcycle may no longer be safe to ride. They may need to invest tens of thousands of dollars in repairs, and in many cases may need to simply purchase a new motorcycle entirely.
Additionally, safety gear will typically require replacement after a collision even if there isn’t visible damage to the gear. Helmets and similar safety equipment will not be safe to use after involvement in a crash, as the force of the collision could compromise its structural integrity and make it less protective in a future collision.
Riding again can be a challenge
Many motorcycle riders involved in a collision will often experience fear when they go back out on the road again later. They may need to practice on roads with less traffic or lower speed limits to regain their confidence.
Recognizing and planning for the likely consequences of a motorcycle collision can help those who ride protect themselves and their family members from the risks inherent in their preferred form of transportation. In the event that a crash cannot be avoided, speaking with a legal professional can allow accident victims to benefit from personalized feedback as they seek to protect their legal and financial interests.